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ConocoPhillips partners with Fidelity to help employees plan and achieve their most important financial goals.

What's Offered:

• Free Advice from licensed financial advisors.
• Investment management.
• Savings Plan guide.
• Free online workshops (including ConocoPhillips-specific workshops).
• Guidance over life's biggest moments, such as starting a new job, buying a home or planning for retirement.

Want to learn more about how to manage your finances?
Visit How You Money – Fidelity to access Fidelity's extensive collection of video tutorials that are designed to enhance your financial confidence.

Want to see an overview of your savings and investments?
Log in to Fidelity NetBenefits.

Want to learn more about the ConocoPhillips Savings Plan?
Visit Savings | ConocoPhillips Human Resources. 

Flexible Spending Account (FSA) is a type of savings account that provides account holders to set aside pre-tax money that they can use on various expenses. There are three different types of FSAs that ConocoPhillips employees can utilize: Health Care FSA, Dependent Care FSA or Limited Purpose FSA.

• A Health Care FSA (HCFSA) allows employees to use non-taxes dollars to pay for various medical expenses such as dental, vision, prescriptions, and surgery. 
• Dependent Care FSA (DCFSA) can be used to pay for expenses such as daycare, in-home care, and summer camp for your children. 
• If you have an HSA, the Limited Purpose FSA (LPFSA) can be paired with it and used solely for vision and dental expenses. 

FSA elections can be made during Benefits Annual Enrollment, or during eligible Life Events.

Want to learn more about what type of expenses are covered under FSA? 
Visit Inspira, our FSA vendor.

A Health Savings Account (HSA) is a tax advantaged account that helps you save on medical expenses and offers Triple Tax Advantages:

1. Contribute to HSA tax free.
2. Use the HSA account to pay for qualified medical expenses tax free.
3. Invest in your HSA and have no tax on the earnings.

Earnings on your HSA grow tax-free, which provides a great way to pay for future medical expenses – including in retirement.

Combine your HSA and 401(k):

• Pairing your HSA with your ConocoPhillips Savings Plan (401(k)) offers multiple tax advantages, diverse investment options, and benefits you both now and in retirement.

Visit Bank of America to learn more about your HSA through their online portal.

For educational HSA resources, visit Make an HSA part of your long-term savings strategy.