• Health Benefits

    Health Benefits

    At ConocoPhillips, we offer a variety of benefits that deliver real value to you and your family.


    HDHP Base, HDHP and PPO options and prescription drug coverage. GO

    Flexible Spending Account (FSA)

    A tax-free way to save on expenses during the year. GO


    The Vision Base and Vision Plus options. GO

    Health Savings Account (HSA)

    Tax-free saving for current or future eligible expenses. GO


    The CP Dental option provides comprehensive dental coverage. GO

    Employee Assistance Plan (EAP)

    Eight counseling sessions per issue, per year, at no cost to you. GO

  • Disability & Life Insurance

    Disability & Life Insurance

    Short-Term Disability

    Financial protection if you are disabled and unable to work. GO

    Life Insurance

    Coverage to protect you and your family in the event of death. GO

    Long-Term Disability

    Income replacement if you are ill or injured and unable to work for more than six months GO

    Accidental Death & Dismemberment

    Financial protection in the event of death, dismemberment, or other covered loss due to a covered accident GO

  • Savings & Retirement

    Savings & Retirement


    The ConocoPhillips Savings Plan–401(k). GO


    The ConocoPhillips Retirement Plan – Pension. GO

  • Life Events

    Life Events

    Use these resources to help you navigate life changes.

    Family Changes

    A change in status allows you to make changes to your benefits coverage if reported in a timely manner. GO

    Leaving the Company

    Information if your ConocoPhillips employment ends. GO

    Leave of Absence

    Temporary leave of the company for personal, health or medical reasons. GO

    Planning for Retirement

    How to get your retirement benefits. GO

  • HR Policies

    HR Policies

    ConocoPhillips provides a variety of policies and programs to support employees as they endeavor to achieve a challenging career and fulfill their personal goals.

    Time Off Policies

    Time Off policies help to balance work & personal needs. GO

    Financial Assistance

    Adoption and college tuition assistance; U.S. Volunteer and U.S. Matching Gifts programs. GO

    Employment & Workplace Policies

    Global & U.S.-specific policies. GO

    Service Recognition

    Check out how ConocoPhillips defines & rewards service. GO



ConocoPhillips provides competitive benefits to help you plan for retirement.

Cash Balance Account
  • You do not need to enroll in the plan; you are automatically enrolled if you are eligible. The plan is a “cash balance account” retirement plan, paid for entirely by ConocoPhillips, that allows your retirement benefit to grow steadily over your career with the company.
  • Your retirement benefit is based on the value of your account. Your account value grows with pay credits and interest credits that you earn while working for the company.
  • The pay credit percentage is based on your age points plus service points, in whole years, for each year you participate in the plan. The percentage is determined as follows:
    • 6% (Under 44 points)
    • 7% (44-65 points)
    • 9% (66 or more points)
  • Age points are determined by subtracting your year of birth from the current year, and service points are determined by subtracting the calendar you’re in which your recognized service date occurs from the current year.
  • Your benefit depends on the form of payment you elect. You can model your retirement benefit on Your Benefits Resources (YBR) through HR Express if you are an active employee.
  • You generally become vested in your retirement benefits after three years with at least 1,000 hours of service each year.