ConocoPhillips

Leaving the Company

Leaving the Company

COBRA

If ConocoPhillips coverage ends, you and/or your covered dependents may be eligible to continue coverage through the Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA).

COBRA is available for medical, dental, vision and the Employee Assistance Plan (EAP). You must enroll in COBRA within 65 days of coverage ending and your COBRA effective date will be retroactive to when your employee coverage terminated.

2018 Annual Benefits Enrollment Resources
No changes to the medical options, annual deductibles and out-of-pocket maximums for the 2018 plan year. You continue to have two HDHP options and one PPO option. Take time to evaluate which option is right for you.
 
The 2018 Annual Benefits Enrollment opens Oct. 20 and ends at 11:59 p.m. Central Time Nov. 10, 2017.

2017 Monthly Rates

You Only​ You + Spouse​ You + Child You + Children ​You + Family
Medical Options​ ​ ​ ​
​HDHP Base $390.66 $882.30 ​$593.64 $872.10 $1,305.60
​HDHP $494.70 $1,118.94 $752.76 $1,106.70 $1,655.46
​PPO $719.10 $1,623.84 $1,092.42 $1,606.50 $2,404.14

You Only​ You + 1​ ​You + 2 or More
Dental Options​ ​ ​ ​
​CP Dental ​$41.00 ​$82.01 ​$144.64
Vision Options​ ​ ​ ​
​Vision Base ​$6.73 ​$12.24 ​$18.72
​Vision Plus ​$13.20 ​$24.05 ​$36.84
EAP​ ​ ​ ​
​EAP ​$2.10 ​$2.10 ​$2.10


Note
You cannot be enrolled in COBRA Medical and in Retiree Medical at the same time. You may enroll in advance for Retiree Medical to be effective either after your COBRA Medical subsidy ends or the first of the month following your employment end date.
What is the cost of COBRA coverage?

  • If your employment terminates, you are eligible for 18 months of COBRA coverage.
  • COBRA rates are 102% of the active medical and dental rates.
  • You may continue benefits through COBRA coverage even if eligible for Medicare; however, your COBRA coverage will be primary.

You will be billed monthly by the COBRA vendor.