Age 65 and Over Retiree Medical Benefits
Group Medicare Advantage Plan Options
If you or a dependent are turning age 65 or are under age 65 and Medicare eligible, you can choose from two custom UnitedHealthcare® Group Medicare Advantage (PPO) options, ConocoPhillips Core and ConocoPhillips Plus, which include both medical and prescription drug coverage. Since Jan. 1, 2022, pre-65 Medicare eligible retirees and dependents have access to the UnitedHealthcare® Group Medicare Advantage (PPO) options for their coverage. You must notify the Benefits Center and provide your Medicare information within 30 calendar days if you become eligible for Medicare coverage at 800-622-5501.
| Medical | ConocoPhillips Core (in-Network or Non-Network) |
ConocoPhillips Plus (in-Network or Non-Network) |
|---|---|---|
| Monthly Premium (Non-subsidized) | $123.05 | $176.55 |
| Deductible | $0 | $0 |
| Out-of-Pocket Maximum | $2,800 | $500 |
| Office Visit Copay | $15 (primary) $30 (specialist) |
$5 (primary) $10 (specialist) |
| Hospital Impatient Copay | $250 per admission | $50 per admission |
| ER Copay | $100 | $75 |
| Urgent Care Copay | $35 | $10 |
| Prescription Drug (In-Network) | ||
| Generic Copay | $5 | $5 |
| Preferred Brand Copay | $45 | $45 |
| Non-Preferred Brand | 40% coinsurance | 40% coinsurance |
| Specialty | 33% coinsurance | 33% coinsurance |
Mail Order
|
$15 / $135 copay 40% / 33% coinsurance |
$15 / $135 copay 40% / 33% coinsurance |
You and/or your dependents need to enroll in Medicare Parts A & B approximately 90 days prior to turning age 65 unless you are a current employee with ConocoPhillips or a dependent turning age 65. You can enroll online at www.medicare.gov, or you can visit or call your local Social Security Office. To enroll in either ConocoPhillips Core or ConocoPhillips Plus, you must enroll in Medicare Part B and pay the associated premium.
Approximately 90 days prior to your Medicare eligibility date, the Benefits Center will send your enrollment information to UnitedHealthcare. Shortly thereafter, UnitedHealthcare will prepare and send you a Pre-enrollment guide.
Company-subsidized Premiums
If you are under the age of 65 and Medicare eligible and/or were enrolled in age 65 and over retiree medical coverage on or before Dec. 31, 2015, you and your eligible dependents may be eligible for Company-subsidized premiums toward the cost of ConocoPhillips Core or ConocoPhillips Plus.
For questions about ConocoPhillips Core and ConocoPhillips Plus, or to enroll, please contact the UnitedHealthcare dedicated ConocoPhillips call center at 1-855-323-1665, TTY 711, 8 a.m. – 8 p.m. local time, 7 days a week. You may also find information online at www.uhcretiree.com/conocophillips.
Other Retiree Benefits
Click Retiree Dental for additional information.