Pre-65 Retiree Medical Benefits
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The HDHP Base and HDHP medical options cover a wide range of medically necessary services and supplies, including medical, preventive care, mental health/substance abuse and prescription drug coverage. Click on the Benefits Highlights and Rates document for each medical option to view the monthly costs.
The Traditional option is only available to pre-65 retirees and dependents who are eligible for Medicare, and it is the only option available to participants who are eligible for Medicare. Medicare will become the primary coverage and the Traditional option will be secondary. Note: Because the Plan assumes all covered expenses are eligible for Medicare whether or not the participant has actually enrolled in Medicare, the Plan will not pay charges for expenses that are eligible for Medicare Part A or B payment. Click on the Traditional option Benefit Highlights and Rates document to view the monthly costs of this medical option.