Medical

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Medical Options

Network Features HDHP Base HDHP 
Annual deductible $3,000 You Only coverage
$6,000 Other coverage levels		 $1,600 You Only coverage
$3,200 Other coverage levels
Annual out-of-pocket maximum $6,000 You Only coverage
$12,0001 Other coverage levels		 $4,000 You Only coverage
$8,000 Other coverage levels
Medical and Rx combine to meet out-of-pocket max;
includes deductible (100% coverage thereafter)
Health Savings Account (HSA)
Company contribution $0 $600 You Only
$1,000 Other coverage levels
Employee maximum contribution $4,150 You Only coverage
$8,300 Other coverage levels		 $3,550 You Only coverage
$7,300 Other coverage levels
Total annual contribution $4,150 You Only coverage
$8,300 Other coverage levels
Note: If you are age 55 or older, you can make an additional contribution of $1,000
Medical Services
Preventive care 100% covered 100% covered
Medical Services 20% coinsurance after deductible 20% coinsurance after deductible
Prescription Drugs
Generic preventive prescription drugs 20% coinsurance after deductible 100% covered
Other prescription drugs 20% coinsurance after deductible 20% coinsurance after deductible

Changes for 2024 are shown in bold. 

1 No more than $9,450 for any one person.

 2024 Monthly Employee Cost with All Health IncentivesϮ

  You Only You + Child You +
Spouse		 YOu + Children You +
Family
Medical
HDHP Base $0 $24 $35 $43 $62
HDHP $55 $83 $129 $120 $190

 ϮMedical costs reflect earning all Health Incentives: $20.84 for Healthy Weight, $20.84 for Blood Pressure, $20.84 for Cholesterol, $12.50 for Mental Wellbeing and $12.50 for Tobacco Free.

 2024 Monthly Employee Cost without All Health Incentives

  You Only You + Child You +
Spouse		 YOu + Children You +
Family*
Medical
HDHP Base $87.50 $111.50 $122.50 $130.50 $149.50
HDHP $142.50 $170.50 $216.50 $207.50 $277.50

Medical Benefits Highlights

These comparisons provide an overview of certain terms and conditions of health and welfare benefits and are for information purposes only. Benefits and eligibility for coverage are determined under the specific provisions of the official plan documents and any underlying insurance contracts. If there is any discrepancy or conflict between these highlights and the terms of the official plan documents and any underlying insurance contracts, as applicable, the official plan documents and insurance contracts, as applicable, will control. ConocoPhillips reserves the right to amend, change or terminate the health and welfare benefit plans, any underlying insurance contracts or any other programs, at any time without notice, at its sole discretion, according to the terms of the applicable plans, programs or any underlying insurance contracts.
 

Summary of Benefits and Coverage

As a result of new federal regulations, health insurance issuers and group health plans are now required to provide participants with a summary about the benefits and coverage offered under health plans. This standardized document is called a Summary of Benefits and Coverage (SBC). The document highlights each medical option’s key provisions, limitations and exclusions, and is issued in a standardized format to better promote comparability between health plan options.

Summary of Benefits and Coverage (SBC) – Active and COBRA Participants

2024  

Legal & Privacy Policy

Employees may contact HR Connections at 877-812-7547 or their local HR representative if they have any questions about the plans, programs, policies, contracts or other arrangements (the “arrangements”) provided by ConocoPhillips or any of its subsidiaries or affiliates (the “company”).
 
In presenting the information on this site, we have used our best efforts to include your most recently available compensation and wealth data, but the data, which includes estimates and targets, is subject to change. The information on this site is intended to provide an overview of some of the arrangements applicable to our U.S. employees. The information is not intended to replace the official documents or records of any arrangement, and in the case of a conflict, the official documents or records will govern. 
 
Summary Plan Descriptions and Summaries of Material Modifications of certain of the arrangements are required by law and may be found here. These Summary Plan Descriptions and Summaries of Material Modifications provide more detailed information than this site about those arrangements. However, your rights and responsibilities are governed by the official plan documents and records, and your actual eligibility for any arrangement and benefits under any arrangement will be determined by the terms and conditions set forth in the official plan documents and records. 
 
The company sponsoring any arrangement has reserved the right to terminate or amend the arrangement at its discretion at any time and without prior notice, in accordance with the official documents and records of the arrangement, except as may be required by applicable law or the terms of any applicable collective bargaining agreement. 
 
If you are in a job represented by a collective bargaining unit, the bargaining agreement may affect or alter the information shown on this site. Nothing contained on this site or in any of the arrangements is intended to, nor shall it, create an employment contract. Nothing contained on this site is intended to, nor shall it, create a required procedure, practice or policy that must or should be followed in the investigation, evaluation or disposition of any personnel matter.

Links and Documents