Age 65 and over retiree medical benefits

Group Medicare Advantage Plan Options

Two custom UnitedHealthcare® Group Medicare Advantage (PPO) options, ConocoPhillips Core and ConocoPhillips Plus, offer comprehensive medical and prescription drug coverage including additional benefits such as care from providers in and out of network, global emergency services, and wellness programs.

Key Things to Know

For full plan details, review the ConocoPhillips Retiree Benefits Handbook.

• After employment ends, these options are available to eligible retirees and dependents who are age 65 and older or those under age 65 who qualify for Medicare.
• If you're new to Medicare, visit Medicare.gov or review the Medicare & You handbook to enroll or call your local Social Security office. As part of the retiree medical eligibility criteria, you must have Medicare Parts A and B to enroll in the ConocoPhillips Core or Plus option.
  Note: You are required to pay a premium for Part B directly to Medicare. This is different from the monthly premium paid to UnitedHealthcare for the ConocoPhillips Core and ConocoPhillips Plus options.
• If you retire after Jan. 1, 2026, you must enroll yourself and/or your eligible dependents into the Group Medicare Advantage (PPO) plan when you first become eligible for Medicare or you will not be able to enroll at a later date unless you deferred your enrollment due to COBRA continuation coverage following your employment termination. After COBRA coverage terminates, you will have one opportunity to enroll in the Group Medicare Advantage (PPO) plan options. Review the Employee Benefits Handbook (section Other Information/ERISA) to understand coordination of benefits between COBRA and Medicare.
• You and your eligible dependents pay 100% of the monthly retiree costs. If you are pre-65 and Medicare eligible, please inform UnitedHealthcare as company cost-sharing contributions may apply.
• If you or your eligible dependent drops coverage after your Group Medicare Advantage (PPO) plan enrollment, you and your eligible dependents will not be able to re-enroll at a later date.
• If you or your spouse is eligible for our pre-65 retiree medical plan after employment ends, you will have one opportunity when you or your spouse becomes Medicare eligible to enroll in Group Medicare Advantage (PPO) plan options.
• Approximately 90 days prior to your Medicare eligibility date (turning age 65) as a current and pre-65 retiree, the ConocoPhillips Benefits Center will send your information to UnitedHealthcare. Shortly thereafter, UnitedHealthcare will prepare and send you pre-enrollment materials.

Contact UnitedHealthcare

For questions about ConocoPhillips Core and ConocoPhillips Plus, or to enroll, please contact UnitedHealthcare dedicated ConocoPhillips call center at 855-323-1665, TTY 711, 8 a.m.-8 p.m. local time, 7 days a week. You may also find information online at www.uhcretiree.com/conocophillips.

Other Retiree Benefits

Click Retiree Dental or Retiree Life Insurance (under the age of 65) for additional information.