Short-Term Disability
If you’re off the job and under the care of a physician because of a non-work related disability, illness or injury – like childbirth, cancer treatment, surgery, a hospitalization, or even a cold or the flu – you could receive replacement income for up to 1,000 hours.1 Coverage starts after the first 40 hours of illness, with a submitted Employee Health Report (EHR). Your benefits are based on your regular scheduled work week, your number of years of service and the length of your absence.
If you are currently enrolled in Long Term Disability (LTD), it is suggested that you initiate the LTD claim process once your Short-Term Disability (STD) absence exceeds 90 days.