Dental
ConocoPhillips offers dental coverage to provide you and your family with regular check-ups, preventive care and other services to keep your teeth and gums healthy. You can see any dentist you choose. However, dental visits will cost more for non-network services. Visit MetLife to see if your dentist is in network.
| Network | Non-Network | Out-of-Area Dental Benefits2 |
|
|---|---|---|---|
| Annual deductible | $50 individual $150 family |
$100 individual, $300 family |
$50 individual, $150 family |
| Diagnostic and Preventive Services | 100% covered | 100% covered1 | 100% covered |
| Basic Services | 20% coinsurance after deductible | 40% coinsurance after deductible |
20% coinsurance after deductible |
| Major Services | 50% coinsurance after deductible | 50% coinsurance after deductible | 50% coinsurance after deductible |
| Annual maximum benefit | $2,000 per person (network and non‑network combined) |
$2,000 per person | |
| Orthodontia | 50% coinsurance; $2,000 per person lifetime maximum (network and non‑network combined) |
50% coinsurance; $2,000 per person lifetime maximum |
|
1 Non-network charges are reimbursed similar to network charges in the geographic area. Your dentist may bill you for the difference between the approved network charge and the billed amount.
2 The Out-of-Area dental benefit is available only to those without access to at least two network dentists within 10 miles of their home zip-code.
2024 Monthly Employee Cost
| CP Dental Option | |
|---|---|
| You Only | $8.60 |
| You + 1 | $17.20 |
| You + 2 or more | $30.10 |