ConocoPhillips

Medical

Medical

You have a choice of three competitive medical options. Two are High Deductible Health Plan (HDHP) options, and one is a Preferred Provider Organization (PPO) option.

Compare Medical Options2017 Comparison

Network Features​ ​HDHP Base HDHP PPO
Annual Deductible​ $3,000 You Only
$6,000 Other coverage levels
$1,400 You Only
$2,800 Other coverage levels
$1,000 You Only
$2,000 Other coverage levels
Annual out-of-pocket maximum $6,000 You Only 
$12,0001 Other coverage levels
$4,000 You Only
$8,0001 Other coverage levels
$6,000 You Only
$12,0001 Other coverage levels
Medical and Rx combine to meet out-of-pocket max; includes deductible and copays; 100% coverage thereafter ​ ​ ​
Health Savings Account (HSA)
Company contribution $0 ​$250 You Only $375 Other coverage levels Not eligible
​2017 HSA contribution limits $3,400 You Only
$6,750 Other coverage levels
Not eligible
​ ​ ​Medical Services
​Preventive Care 100% covered
​Office Visits ​20% coinsurance after deductible ​$35 PCP/$60 Specialist
​Other medical services 20% coinsurance after deductible

1 No more than $7,150 for any one person.

2017 Prescription Options Comparison

Network Features HDHP Base HDHP PPO
Generic preventive prescription drugs 20% coinsurance after deductible 100% covered, no maximum Copay or coinsurance as shown below
Brand preventive prescription drugs 20% coinsurance after deductible
30-day supply prescription drugs Generic $10 copay
Preferred brand 40% coinsurance $25 min
Non-preferred brand 50% coinsurance $50 min
90-day supply prescription drugs Generic $20 copay
Preferred brand 40% coinsurance $60 min
 Non-preferred brand  50% coinsurance $125 min

2017 Monthly Employee Cost

You Only You + Child ​You + Spouse You + Children ​You + Family ​
HDHP Base $0 $24 $25 $43​ ​$45
HDHP $50 ​$108 ​$112 ​$153 $164​
​PPO $145​ ​$325 ​$336 $466​ ​$501

Medical costs reflect earning all Health Incentives: $50 for Healthy Weight and $12.50/$25 for Tobacco Free ($12.50 for you, $12.50 for your covered spouse/domestic partner).

These comparisons provide an overview of certain terms and conditions of health and welfare benefits and are for information purposes only. Benefits and eligibility for coverage are determined under the specific provisions of the official plan documents and any underlying insurance contracts. If there is any discrepancy or conflict between these highlights and the terms of the official plan documents and any underlying insurance contracts, as applicable, the official plan documents and insurance contracts, as applicable, will control. ConocoPhillips reserves the right to amend, change or terminate the health and welfare benefit plans, any underlying insurance contracts or any other programs, at any time without notice, at its sole discretion, according to the terms of the applicable plans, programs or any underlying insurance contracts.